October is Cybersecurity Awareness Month, and it not only comes at an opportune time to discuss digital safety, but also coincides with Medicare’s Annual Enrollment Period. This time of year sees increased activity from scammers, making it crucial to stay vigilant. We want you to know that it's completely normal to feel vulnerable, and this blog serves as your practical guide to protect yourself and your loved ones during this period.

Beware of Unexpected Contact

During the enrollment season, you might receive unsolicited calls, emails, or texts claiming to be from Medicare. Remember, Medicare will never call or contact you out of the blue to ask for your private details or request payments. If you encounter such messages, hang up, delete, and promptly report them.

Recognize Common Scam Tactics

Scammers employ various tactics to steal your information. Be alert for red flags such as offers for “free” medical equipment or tests in return for your Medicare number. Also, be wary of threats about expiring Medicare cards or plans, and high-pressure sales tactics.

Strengthen Your Digital Defenses

In today’s digital age, protection is paramount. Create strong and unique passwords, enable Multi-Factor Authentication, and ensure your antivirus software is current. Regularly apply security patches and always scrutinize links before clicking.

Exercise Caution on Social Media

Social media can be a hotbed for data harvesting. Limit the personal information you share, as innocent-looking quizzes or posts can be used to extract data that might breach your accounts or security questions.

Know How to Respond to Scams

• Immediately hang up on calls that seem suspicious.
• Block and report fraudulent messages.
• Do not engage with unknown visitors.
• Regularly review your Medicare notices.
• Contact 1-800-MEDICARE or your local Senior Medicare Patrol to report any suspected fraud.

Remaining vigilant can go a long way in protecting your personal and financial information. Always remember that help is available—not just from Medicare, but also from trusted advisors. If you have questions or need guidance during the Annual Enrollment Period, don’t hesitate to reach out.