Health Insurance & Medicare Made Simple in Kansas City
Based in Andover, KS and serving Kansas City, Independence, Lee’s Summit, and rural communities across Missouri.
Health Insurance Guidance Across Kansas City
Sorting through insurance plans in Kansas City shouldn’t feel as complicated as crossing state lines. At FD Insurance Agency, we simplify health and Medicare coverage for residents on both sides of the metro.
Planning for retirement
Guidance with COBRA, Medicare, and Marketplace options.
Navigating Medicare choices
Understanding Parts A, B, C, and D made simple.
Turning 26
Affordable plans after aging off your parents’ insurance.
Running your own business
Coverage for self-employed professionals across the KC metro.
Overpriced on premiums
Smarter, more affordable options tailored to your budget.
In between jobs
Short-term plans to bridge the gap.
We Clear the Fog So You Can See Your Best Path Forward
From Marketplace plans to Medicare Supplements, we’ll help you find a plan that works whether you’re near KU Medical Center, St. Luke’s, or Truman Medical Center.
Medicare Coverage
Help with Parts A, B, C, and D, plus comparing Supplement and Advantage options.
Life Insurance
Term, whole, or final expense coverage designed to protect your loved ones.
Supplemental Insurance
Accident, cancer, and hospital plans that pay cash for unexpected expenses.
Serving the Kansas City Metro, One Neighbor at a Time
We help residents across Kansas City—from Brookside and Waldo to Independence and Lee’s Summit. Licensed in both Missouri and Kansas, we understand the unique healthcare challenges families face across the metro.

Whether we meet you at the City Market, a Chiefs game, or through a trusted referral, we bring the same level of personal care and clear guidance.
A Mission Rooted in Real Relationships
Insurance isn’t about policies, it’s about people. That’s why we prioritize building connections with Kansas City families—answering calls directly, taking time to explain details, and guiding you year after year.
Why Clients Stick With FD Insurance Agency
Across the Kansas City metro, families trust us because we put people before policies. From guiding seniors in Lee’s Summit through Medicare to helping families in Independence, we’re here to support you year after year.
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Family-owned legacy
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Licensed in six states
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Serving clients since before ACA
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44 Google reviews, 4.9 stars
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Real people, not call centers
Hear From Our Clients
"Recently lost my health insurance due to being laid off from my company. I could have obtain insurance through COBRA but it was very expensive. FD Insurance was so helpful with navigating the process through marketplace. And best of all saved me a lot of money.
It was the personal touch of checking in, ensuring what I needed and going above and beyond to communicate with me.
Great experience!"
– Jill Ost