Health Insurance & Medicare Made Simple with FD Insurance Agency

Based in Andover, KS, and trusted across Fort Smith, Van Buren, Alma, Greenwood, and Ozark.
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Taking the Fear and Boredom Out of Health Insurance

At FD Insurance Agency, we know insurance can feel confusing, intimidating, or just plain dull. That’s why we’ve built our family-owned agency around one simple promise: to make the process clear, approachable, and even easy.

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Planning for retirement

Guidance with COBRA, Medicare, and Marketplace options.

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Navigating Medicare choices

Understanding Parts A, B, C, and D made simple.

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Turning 26

Affordable plans after aging off your parents’ insurance.

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Running your own business

Coverage for self-employed individuals and small teams.

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Overpriced on premiums

Smarter, more affordable options tailored to your budget.

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In between jobs

Short-term plans to bridge the gap.

We Clear the Fog So You Can See Your Best Path Forward

From comprehensive health insurance plans to add-on coverage for dental, vision, and more, we’ll help you find what fits your needs and budget.

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Health Insurance Plans

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ACA options to short-term solutions, we’ll match coverage to your family’s needs.

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Medicare Coverage

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Help with Parts A, B, C, and D, plus comparing Supplement and Advantage options.

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Life Insurance

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Term, whole, or final expense coverage designed to protect your loved ones.

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Supplemental Insurance

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Accident, cancer, and hospital plans that pay cash for unexpected expenses.

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Dental Insurance

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Affordable coverage for preventive care and major procedures.

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Vision Insurance

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Eye exams, glasses, and contact lens coverage so you can stay in focus.

Serving Fort Smith and Beyond, One Neighbor at a Time

We’re proud to serve the Fort Smith area, from the riverfront downtown to nearby towns like Alma, Greenwood, Van Buren, and Ozark. Whether we meet families at church events or guide seniors through Medicare choices, we’re committed to supporting our Arkansas neighbors with personal care.

A Mission Rooted in Real Relationships

We don’t believe in call centers. We believe in conversations. For Fort Smith residents, that means answering calls directly and making coverage decisions easier to understand.

Why Clients Stick With FD Insurance Agency

In Fort Smith and the River Valley communities like Van Buren, Greenwood, and Alma, we’ve built trust by focusing on people first. From farmers in Ozark to seniors exploring Medicare, we’re here to walk with you through life’s changes.

  • Family-owned legacy

  • Licensed in six states

  • Serving clients since before ACA

  • 44 Google reviews, 4.9 stars

  • Real people, not call centers
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Hear From Our Clients

Five yellow stars in a row.

"Recently lost my health insurance due to being laid off from my company. I could have obtain insurance through COBRA but it was very expensive. FD Insurance was so helpful with navigating the process through marketplace. And best of all saved me a lot of money.

It was the personal touch of checking in, ensuring what I needed and going above and beyond to communicate with me.


Great experience!"

– Jill Ost

We’re your insurance neighbor, right here when you need us.