Health Insurance & Medicare Made Simple in Lincoln, NE

Based in Andover, KS, and trusted in Lincoln, Seward, Beatrice, York, Crete, and surrounding Nebraska communities.
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Taking the Stress Out of Health Insurance

FD Insurance Agency knows insurance can feel overwhelming and time-consuming. That’s why we focus on clear, approachable guidance tailored for Lincoln residents.

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Planning for retirement

Guidance with COBRA, Medicare, and Marketplace options.

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Navigating Medicare choices

Understanding Parts A, B, C, and D made simple.

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Turning 26

Affordable plans after aging off your parents’ insurance.

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Running your own business

Coverage for self-employed individuals and small teams.

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Overpriced on premiums

Smarter, more affordable options tailored to your budget.

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In between jobs

Short-term plans to bridge the gap.

We Clear the Fog So You Can See Your Best Path Forward

From ACA health coverage to supplemental protection, we’ll help Lincoln families and businesses find what fits their budget and needs.

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Health Insurance Plans

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ACA and short-term options tailored to your family.

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Medicare Coverage

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Support with Parts A, B, C, and D, plus Supplements and Advantage plans.

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Life Insurance

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Term, whole, and final expense protection for your loved ones.

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Supplemental Insurance

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Cancer, accident, and hospital plans that provide added peace of mind.

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Dental Insurance

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Coverage for preventive visits and major procedures.

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Vision Insurance

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Eye exams, glasses, and contact lens coverage.

Serving Lincoln and Surrounding Nebraska Communities

We’re proud to support Lincoln families, small businesses, and retirees, along with neighbors in Seward, Beatrice, York, Crete, and other nearby communities. Whether you’re navigating coverage after a job change, preparing for retirement, or enrolling in Medicare, our team is here to make the process easier.

A Mission Rooted in Real Relationships

We don’t believe in call centers. We believe in conversations. For Lincoln residents, that means walking you through your coverage in plain language, answering calls directly, and staying with you through every stage of life.

Why Clients Stick With FD Insurance Agency

In Lincoln and nearby towns like Seward and Beatrice, we’ve built trust by putting people first. From young families comparing health plans to retirees navigating Medicare, we’re here to guide you with care and clarity.

  • Family-owned legacy

  • Licensed in six states

  • Serving clients since before ACA

  • 44 Google reviews, 4.9 stars

  • Real people, not call centers
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Hear From Our Clients

Five yellow stars.

"Recently lost my health insurance due to being laid off from my company. I could have obtain insurance through COBRA but it was very expensive. FD Insurance was so helpful with navigating the process through marketplace. And best of all saved me a lot of money.

It was the personal touch of checking in, ensuring what I needed and going above and beyond to communicate with me.


Great experience!"

– Jill Ost

We’re your insurance neighbor, right here when you need us.