Tax season is here, and if you had an ACA Marketplace (Obamacare) plan in 2025, there’s an important document you’ll want to keep an eye out for: Form 1095‑A. This form is issued by the Health Insurance Marketplace and plays a key role in filing your taxes if you received advance premium tax credits or plan to claim a credit when you file.

What Is Form 1095‑A?

Form 1095‑A includes details about your monthly health coverage, the amount of premium tax credit applied to your plan, and other information the IRS uses to verify your eligibility for tax credits. If you used a tax credit to lower your monthly premium—or want to claim one now—this form is essential.

Where to Find Your 1095‑A

You should receive your form either by mail or through your online Health Insurance Marketplace account. If it hasn’t arrived yet or you’re unsure how to access it, don’t worry—I’m happy to help you track it down.

Check for Accuracy

Once you have your 1095‑A, it’s important to review it closely. Look for:

• Missing or incomplete coverage months
• Incorrect premium tax credit amounts
• Any other details that don’t match your records

Even small errors can cause delays in tax processing or impact your refund, so reach out if anything looks off. We can work together to get corrections made before you file.

We’re Here to Help

Whether you have questions about your ACA plan, premium tax credits, or anything else related to your health coverage, our team is here to make the process easy and stress‑free. Don’t hesitate to reach out if you need support this tax season!